Services
Family insurance provides financial protection and peace of mind
1 hr
Ensure your home is taken care of incase of death or illness
30 min
Secure your income and family
30 min
Review your life insurance policy with a personalized meeting
30 min
Get a quick and accurate insurance quote online
30 min
401k or Pension Rollovers. We help Create Personal Private Pensions Plans as well.
30 min
Cannot get approved for term insurance dues to health issues? Final expense may be a fit for you.
30 min
Our Mission
At Rapids Agency X Global Financial Impact, we prioritize offering life insurance policies that provide peace of mind and financial security for individuals and their families.
We believe in making insurance accessible and ensuring that everyone has the opportunity to protect themselves and those they care about.
Joann
Gonzalez
LICENSED LIFE INSURANCE & RETIREMENT SPECIALIST
About Joann
Joann Gonzalez is a licensed life insurance and retirement specialist with over 10 years of experience helping individuals and families protect what matters most. As a mother herself, Joann understands firsthand the responsibility that comes with planning for the future and ensuring loved ones are financially secure no matter what life brings.
She is passionate about education-first planning. She believes clients deserve clarity, honesty, and confidence—not pressure—when making important financial decisions. Her approach is rooted in listening carefully, tailoring strategies to each family’s unique situation, and building long-term relationships based on trust and integrity.
Her core values include faith, family, transparency, and service. Joann is committed to operating with professionalism and compassion while guiding families through life insurance and retirement solutions designed to provide stability, peace of mind, and generational impact.
Joann is fully licensed and continues ongoing education to stay current with industry regulations and best practices, ensuring every recommendation is both compliant and in her clients’ best interest.
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Rafa
Gonzalez
LICENSED LIFE INSURANCE & RETIREMENT SPECIALIST
About Rafa
Rafael Gonzalez is a licensed life insurance and retirement specialist with over 12 years of experience in the financial services industry. He has dedicated his career to helping families and individuals build strong financial foundations through thoughtful planning and long-term strategies.
He is known for his disciplined, strategic approach and his commitment to doing what is right for each client. He believes financial planning should be simple, transparent, and purpose-driven. By breaking down complex concepts into clear, actionable steps, Rafael empowers clients to make confident decisions about their financial future.
His values are centered on integrity, accountability, service, and stewardship. Rafael takes pride in operating with professionalism and ethical standards while helping families protect their income, plan for retirement, and create lasting financial security.
Rafael is fully licensed and brings years of hands-on experience navigating a wide range of financial situations, allowing him to provide guidance that is both practical and tailored.